Where to Invest.
There are two types of people you can get investment advice from: Brokers or Advisors.
The main difference is how they are paid. The broker is paid by a company selling something,
to give you advice. The advisor is often only paid an annual fee by you, for the advice.
If you are like me, you realize the problem. Who does the broker really work for, you or the company
the broker sells for? Whereas the Advisor always works for you because you pay the fee.
When it comes to Mutual Funds and Annuities, the broker's interest can be substantial.
Commissions paid to brokers range from 1% to 8%. How do you know the broker is going with the best investment
for you. You might be sold the one that pays the highest commission, or the investment the employer requires they sell.
As an advisor, I never receive a commission or referral fee. My advise to you is always objective and based on
your financial situation and the current market conditions. The broker I recommend is TD Ameritrade Institutional Services.
I have reviewed many brokers and I believe that TD Ameritrade offers the best value to my clients.
Can you buy and sell stocks or mutual funds for me?
Yes, we used TD Ameritrade Institutional Services for all of our clients and you give us permission to place
trades in your account.
If an investment is not doing well, will you sell it?
Yes, I review all investments at least once a month and if they are not performing as expected, the will be replaced.
Does TD Ameritrade charge a fee to open an account?
No, There are no fees charged by TD Ameritrade to open an account.
For more information regarding TD Ameritrade Institutional Services and our firm, please
give us a call at 392-3400, the initial consultation is always free.